Special Laws

SUBJECT: The Concept of ‘Compulsory Motor Vehicle Liability Insurance’ (CPVLI) I. Introduction This memorandum provides an exhaustive analysis of the concept of Compulsory Motor Vehicle Liability […]

SUBJECT: The Rule on ‘Constructive Total Loss’ and the ‘Abandonment’ Requirement I. Introduction This memorandum exhaustively examines the doctrine of constructive total loss and the requirement […]

SUBJECT: The Concept of ‘Total Loss’ vs ‘Partial Loss’ in Marine Insurance I. Introduction This memorandum provides an exhaustive analysis of the concepts of total loss […]

SUBJECT: The Exceptions to the ‘Cash-and-Carry Rule’ (Credit, Installments, Estoppel) I. Introduction This memorandum provides an exhaustive analysis of the exceptions to the cash-and-carry rule under […]

SUBJECT: The Concept of ‘The Cash-and-Carry Rule’ (No Premium, No Policy) I. Introduction This memorandum provides an exhaustive analysis of the cash-and-carry rule in Philippine insurance […]

SUBJECT: The Rule on ‘Reinsurance’ and the Independence of Contracts I. Introduction This memorandum provides an exhaustive analysis of the Philippine legal framework governing reinsurance and […]

SUBJECT: The Concept of ‘Double Insurance’ vs ‘Over-Insurance’ I. Introduction This memorandum provides an exhaustive analysis of the concepts of double insurance and over-insurance within the […]

SUBJECT: The Rule on ‘Subrogation’ and the Right of the Insurer to Recover I. Introduction This memorandum provides an exhaustive analysis of the rule on subrogation […]

SUBJECT: The Concept of ‘The Principle of Indemnity’ and Over-Insurance I. Introduction This memorandum provides an exhaustive analysis of the principle of indemnity and the related […]