EMILIANA J. ESGUERRA, SUBSTITUTED BY HER HEIRS, PETITIONERS, VS. SPOUSES TEOFILO IGNACIO AND JULITA V. IGNACIO, SPOUSES RAUL GIRAY JAPSON AND TEODORA ALIDO JAPSON, AND ASIA CATHAY FINANCE AND LEASING CORPORATION, RESPONDENTS
LOYOLA LIFE PLANS INCORPORATED (NOW LOYOLA PLANS CONSOLIDATED INC.) AND ANGELITA D. LUMIQUED, PETITIONERS, VS. ATR PROFESSIONAL LIFE ASSURANCE CORPORATION (NOW ASIAN LIFE AND GENERAL ASSURANCE CORPORATION), RESPONDENT